:root{--primary:#0b2e4f;--secondary:#0f5c5c;--accent:#3f6f5a;--charcoal:#1c2430;--light:#d9dee3;--white:#fff;--bg:#f5f7f8;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--charcoal);background:var(--white);margin:0;font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}img{max-width:100%}.container{width:min(var(--max), calc(100% - 2rem));margin:0 auto}.site-header{z-index:50;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:#fffffff2;border-bottom:1px solid #e6ebee;position:sticky;top:0}.header-row{grid-template-columns:240px 1fr auto;align-items:center;gap:1rem;padding:.9rem 0;display:grid}.logo-wrap{align-items:center;display:inline-flex}.logo-img{width:210px}.desktop-nav{flex-wrap:wrap;justify-content:center;gap:1rem;font-size:.95rem;display:flex}.desktop-nav a{color:#274258;padding:.35rem .2rem}.desktop-nav a.active,.desktop-nav a:hover{color:var(--primary)}.header-cta-wrap{justify-content:flex-end;display:flex}.button{border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;padding:.9rem 1.25rem;font-weight:700;transition:all .2s;display:inline-flex}.button:hover{transform:translateY(-1px)}.button-primary{background:var(--primary);color:var(--white)}.button-secondary{color:var(--primary);background:0 0;border-color:#0b2e4f33}.hero{background:linear-gradient(#f7f9fb 0%,#fff 100%);padding:4.5rem 0 4rem}.hero-dark{color:var(--white);background:radial-gradient(circle at top right, #0f5c5c4d, transparent 28%), linear-gradient(135deg, var(--primary), #102b45 58%, var(--charcoal))}.hero-inner{max-width:920px}.eyebrow{letter-spacing:.18em;text-transform:uppercase;color:var(--secondary);margin:0 0 .75rem;font-size:.82rem;font-weight:700}.hero-dark .eyebrow{color:#c7ece8}h1{margin:0;font-size:clamp(2.25rem,4vw,4.4rem);line-height:1.05}h2{color:var(--primary);margin:0 0 .75rem;font-size:clamp(1.8rem,2.6vw,2.9rem);line-height:1.15}h3{color:var(--primary);margin:0 0 .55rem;font-size:1.2rem}.hero-subtitle,.section-intro{color:#4f6577;max-width:780px;font-size:1.08rem;line-height:1.75}.hero-dark .hero-subtitle{color:#ffffffd9}.button-row{flex-wrap:wrap;gap:.9rem;margin-top:1.5rem;display:flex}.section{padding:4.25rem 0}.section-alt{background:#f5f7f8;padding:4.25rem 0}.card-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:1.25rem;margin-top:1.8rem;display:grid}.card{background:var(--white);border:1px solid #e4eaef;border-radius:24px;padding:1.35rem;box-shadow:0 10px 30px #0b2e4f0a}.card p{color:#546979;margin:0;line-height:1.7}.tag{text-transform:uppercase;letter-spacing:.16em;color:var(--secondary);margin-bottom:.75rem;font-size:.75rem;font-weight:700;display:inline-block}.trust-bar{grid-template-columns:repeat(4,minmax(0,1fr));gap:.75rem;margin-top:1.5rem;display:grid}.trust-item{text-align:center;color:var(--primary);background:#fff;border:1px solid #e4eaef;border-radius:18px;padding:.95rem;font-weight:700}.kicker-band{background:var(--primary);color:var(--white);padding:2rem 0}.kicker-band p{text-align:center;letter-spacing:.08em;text-transform:uppercase;margin:0;font-size:1.05rem}.list{color:#546979;gap:.7rem;padding-left:1.2rem;line-height:1.7;display:grid}.split{grid-template-columns:1.05fr .95fr;align-items:start;gap:2rem;display:grid}.logo-panel{background:#ffffff14;border:1px solid #ffffff1f;border-radius:28px;padding:1.75rem}.logo-panel .logo-img{width:min(100%,700px)}.cta-band{background:linear-gradient(135deg, var(--primary), var(--secondary));color:var(--white);border-radius:28px;margin-top:2rem;padding:2rem}.cta-band h3,.cta-band p{color:var(--white)}.site-footer{background:var(--charcoal);color:#ffffffe0;padding-top:3rem}.footer-grid{grid-template-columns:1.3fr 1fr 1fr 1fr;gap:1.5rem;display:grid}.footer-logo{width:190px}.site-footer h4{color:var(--white);margin:.2rem 0 .9rem}.footer-list{gap:.55rem;margin:0;padding:0;list-style:none;display:grid}.footer-text{color:#ffffffbd;max-width:360px;line-height:1.7}.footer-bottom{border-top:1px solid #ffffff1f;justify-content:space-between;align-items:center;gap:1rem;margin-top:1.5rem;padding:1rem 0 1.5rem;font-size:.92rem;display:flex}.footer-bottom-links{flex-wrap:wrap;gap:1rem;display:flex}.form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:.9rem;margin-top:1.5rem;display:grid}.form-grid input,.form-grid select,.form-grid textarea{width:100%;font:inherit;border:1px solid #d9e1e6;border-radius:14px;padding:.9rem 1rem}.form-grid .span-2{grid-column:span 2}.checkbox{align-items:flex-start;gap:.65rem;display:flex}.simple-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:1.25rem;display:grid}.quote-box{border-left:4px solid var(--secondary);color:#49606f;background:#f8fbfb;border-radius:0 18px 18px 0;padding:1.5rem}.small-caps{text-transform:uppercase;letter-spacing:.15em;color:var(--secondary);font-size:.78rem;font-weight:700}@media (max-width:980px){.header-row{grid-template-columns:1fr}.desktop-nav,.header-cta-wrap{justify-content:flex-start}.card-grid,.trust-bar,.footer-grid,.simple-grid,.split,.form-grid{grid-template-columns:1fr}.form-grid .span-2{grid-column:span 1}.footer-bottom{flex-direction:column;align-items:flex-start}}